How Big Will
Your Money Grow?
Future value = what you put in + what time and compound growth add.
Your money doesn’t grow because you watch it. It grows because you leave it alone and keep feeding it. Run the numbers and see what time does.
Run your numbers
$130,000See the future value of a lump sum, monthly contributions, or both — powered by compound growth.
Investing, the Carr Report way
Index funds — own the market. Asset allocation decides 90% of your returns. The rest is just leaving it alone and letting time do the heavy lifting.
Time in the market
Start early, stay invested — time does the work.
- Start early — even small amounts compound into real money
- Stay invested through the dips — the market rewards patience
- Let compounding do the heavy lifting, year after year
Timing the market
Guessing tops and bottoms — and usually guessing wrong.
- Guessing tops and bottoms — and usually guessing wrong
- Missing the market’s best days, which do most of the work
- Paying taxes and fees on every jump in and out
“Wealth isn’t what you display.
— Damon Carr, The Carr Report
It’s what you KEEP.”
The moves that grow your money
Five moves. No tricks — just start, feed it, and leave it alone. Your one next move above comes straight from this list.
Pay yourself first
Money moves to investing before it moves to spending. Autopay it on payday and you never miss it.
Start now
Time does the heavy lifting. The best day to start was ten years ago. The second-best day is today.
Own the market
A low-cost index fund owns hundreds of companies at once. No stock-picking, no guessing.
Cap any single stock at 5%
No single company gets more than 5% of your portfolio. One bad bet can’t sink you.
Leave it alone
Don’t panic-sell the dip and don’t chase the hot tip. The plan works if you let it.